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First, the manulife one account charges interest at what the bank calls a â€œbase rateâ€.
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As of this writing, the 1-year closed fixed rate at manulife is 3.
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What are my alternatives national bank financial offers an identical product called all-in-one banking that does not have a monthly fee on the main account and links the interest rate to prime.
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The interest rate is currently prime plus 1 percent but one understands that the rate is negotiable.
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Thatâ€™s roughly the cost of the highest tier chequing accounts at traditional banks.
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